Self-directed IRAs can also hold real estate, private loans, and other assets, which gives you even more options for diversification.
You won't physically hold any bars or coins in your IRA. They'll stay in a depository.
All American Eagles are eligible, as are bullion coins from Mexico, Canada, Austria, and Australia. Gold bars are eligible as long as they are .995 fine. Other precious metal bars are eligible if they are .999 fine.
You may not place graded coins in an IRA. These are numismatic investments instead of precious metal investments. And you may not place proof coins inside of an IRA.
You will never have to guess whether your coin is eligible when you purchase it from US Precious Metals. Whenever a coin is eligible we make a note of it in the product description.
Gold has a long, predictable history. Other precious metals can be more volatile, but can offer incredible returns. Much depends on the market.
The one thing to keep in mind is precious metals do not pay dividends, which means their value will grow but the quantity will not unless you add more coins or bars manually.
The specific IRA performance will also depend on how you diversify your investments and what your overall investment strategy is. Speak to your financial advisor, as well as our own precious metals advisors, to get help building the strongest portfolio for your situation.
Precious metals are considered by many to be the fourth asset class and can work in conjunction with your traditional stocks, bonds, and cash.
United States Precious Metals issues buy recommendations based on the past performance of like or similar coins, on economic forecasts and analysis of supply and demand factors likely to affect a given coin, but cannot offer any guarantee or promises as to the future value of any coin, or other precious metals holding. As such, one must be prepared to assume all risk associated with a precious metals coin holding, United States Precious Metals disclaims any further liability to customer, including liability for lost profits or consequential damages.
Precious metals holdings may afford certain tax and privacy advantages not provided by other investment vehicles. United States Precious Metals literature and sales professionals may cite such advantages as benefits. Laws and other governmental regulatory policies are subject to change, however, and United States Precious Metals can make no warranty that law or governmental policy affecting these benefits will remain unchanged.
Coins and other precious metals described or categorized as rare have historically enjoyed the potential for particularly large gains in value, as such such many may be rightly seen as having sound potential as investment holdings.
United States Precious Metals expressly cautions the prospective investor that due to factors particular to the rare coin market, gross margins charged on rare coin sales often exceed those of other investment vehicles, therefore, rare coins should be considered to be long term investments with a holding period of at least three (3) to five (5) years, making them ideally suited for precious metals IRAs. This time frame is a guideline only and should in no way be construed as a guarantee that any coin will ever realize any particular value.
Terms used to describe uncertified coins, including adjectival and numerical descriptions of coins, are the opinion of United States Precious Metals and not an attribution. No warranty, expressed or implied, is made with respect to such descriptions, which can and do vary among experts.